Shares Never Leave Client's Account Nor Change Title with HedgeLender's New Prepay-Anytime Premier Stock Loan and Securities Finance Program

HedgeLender LLC of Philadelphia announces Premier HedgeLoan®, the first limited-recourse securities-backed loan in the U.S. market to allow shares to remain in owner's account and with up to 95% loan-to-value, prepayment any time without penalty, and no margin calls at any time. This program offers the security of major, well-known U.S. securities/banking account management within an SIPC-member brokerage account for asset security. Clients can now enjoy stock loan and securities finance options with a simple lien-type loan where shares remain in client's own account and title at all times. The program offers the client the a HedgeLoan variant if the collateral shares have equivalent public options

Call your broker and sell. Or do nothing. Or tap your stocks for a low-interest loan with interest-only payments.

Philadelphia, PA (PRWEB) May 27, 2009 -- A ten-year-old Philadelphia-based financial firm today announced a pioneering, industry-first stock loan service, Premier HedgeLoan®, the first limited recourse, no-margin-call securities-backed loan program in the country where shares remain in the client's own standard brokerage account, prepayment is anytime without penalty, and standard funding is within 48 hours of signing of loan documents.

Institutional security in a regulated U.S. setting.

"Our Premier program has been built with direct client input to fill what we consider to be a void in the current financial environment", said HedgeLender LLC president Daniel W. Stafford recently. "We were recently informed by the Securities and Exchange Commission that our clients must receive maximum disclosure and maximum due diligence at all levels as part of their focus on safety and security for U.S. investors. We agree in full with this emphasis - the reason for our move towards regulated SIPC-member institutional loan management only.", said Stafford. A major New York equity fund, together with a major U.S. banking/brokerage firm, has made this new HedgeLender program possible.

"This top-of-the-line HedgeLoan was designed with the current U.S. financial climate in mind," said HedgeLender president and founder Daniel W. Stafford. "Today's investors want security, safety, and control. Premier provides all of this in what can be an excellent complement to a securities owner's existing financial options. Securities are never sold or touched while they collateralize a Premier loan." HedgeLender Premier borrowers receive regular account statements from their brokerage as is common with most any licensed brokerage account.

Policymakers have asked the private sector to help get cash moving again in an otherwise moribund economy. "With Premier HedgeLoan, we like to think we're doing our part," Stafford said.

The program accepts publicly traded stocks, municipal/state/federal bonds, Treasury bills, and mutual funds of all types. Through the licensed financial advisors at Premier's institutional securities brokerage, clients can also develop a range of financial solutions involving HedgeLoan financing one-on-one.

Owners of stocks and other securities can now, for the first time, enjoy the benefits of a true limited-recourse loan where their shares remain in their own name and account with a simple lien on the account by the institution until it is paid off. Interest rates start at around 4.3%, and all Premier loans are interest-only loans. There are no prepayment penalties, allowing borrowers to pay off when they wish up to loan maturity. In addition, the loans are non-callable at any time, so there are never any margin calls if prices drop.

And if it becomes necessary to default on the interest payments, the entire loan is considered 'repaid' simply by forfeiting (surrendering) the collateral shares to the lender, no matter how far the stocks may have dropped in value - the essence of the limited-recourse provision. "We've tried to create a full-featured HedgeLoan that gives maximum liquidity but also maximum security and flexibility to our clients", said Stafford. "That's exactly what our borrowers were demanding, and I'm proud to say we delivered."

HedgeLender Vice President Fred Wahler stated recently that "This is our most secure loan product ever. In fact, we think it might be seen by some as a virtual 'safe harbor' between the two classic investor choices of doing nothing and selling outright when stock prices are universally low, as they are for many people now."

Investors can restructure their debt, fund expenses, pay off taxes, or take advantage of today's unprecedented range of investment opportunities. "Many of our clients are saying, 'Why not have two asset classes working for you instead of one?'" said Wahler. "Now an investor may safely keep his/her stocks under lock and key while simultaneously 'putting them to work' elsewhere."

HedgeLender has delivered securities finance and stock loan quotes since 1999 and holds an A+ rating as an Accredited Business by the Better Business Bureau.

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